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Here’s Why 2025 Is the Perfect Year to Buy a Boat/Yacht

Thinking about joining the ranks of boat or yacht owners—whether for charter income, business networking, or simply the ultimate escape? Congress just passed H.R. 1, the “One Big Beautiful Bill,” and President Trump signed it into law on July 4, 2025. That means 100% bonus depreciation on qualified assets placed in service after January 20, 2025. Here’s what that means for you:

✨ Supercharge Your Cash Flow

• Deduct 100% up front
  If your yacht is used at least 50% for charter or other bona fide business, you can write off the entire business portion in year one.
• Example
  On a \$3 million yacht with 70% charter use, that’s a \$2.1 million deduction immediately—freeing up serious capital for upgrades, crew training, or that next exotic itinerary.

⚓ Operate Like a Pro

• Run a legitimate charter business
  Market your vessel, secure bookings, and keep signed contracts.
• Document everything
  GPS tracks, guest manifests, and a clear log of personal vs. charter days will satisfy IRS scrutiny.

📈 Plan with Confidence

• Permanent reinstatement
  No more phase-downs—budget and forecast with certainty well beyond 2027.
• Competitive edge
  Offering charter weeks can offset ownership costs and even turn a profit, all while enjoying personal use.

Have questions or ready to get started? Reach out to your CPA or tax advisor today!

📝 Sources

1. H.R. 1, the “One Big Beautiful Bill,” enacted July 4, 2025
2. IRS Section 168(k): 100% bonus depreciation rules
3. IRS Publication 946: Depreciation and Amortization